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      A broker generally holds contracts with many insurers, thereby allowing the broker to "shop" the market for Japanese toilet the best rates and coverage possible. Insurance may also be purchased through an agent. Brokers represent the buyer (not the insurance company), and typically counsel the buyer on appropriate coverages, policy limitations. Then the 'Banker' will be paid 50% or half the original bet. Should both the 'Banker's' hand and the 'Player's' hand have the same value at the end of the deal the croupier shall announce "Egalite - tie bets win." All tie bets will be paid at the odds of 9 for 1, or 8 to 1 and the croupier shall not touch the bets on either 'Player' or 'Banker'. The traditional form of punto banco baccarat is played at an oval table, similar to the chemin de fer version